This is to inform you that we are currently giving out loans without an upfront fee involved. We offer our loan programs without asking for any upfront fees. We offer our loans with an interest rate of 2-3% without a down-payment and without a pre-payment penalty involved. We also offer our loans without a post-payment penalty. This means our repayment options is flexible and very affordable by our customers. We can close our loans for full funding within 3-5 working days. Contact us via email for more information about our funding programs. Thank you